If you're taking a vacation, you've probably spent a lot of valuable time and money to get it planned. What happens to your investment if your trip is unexpectedly canceled or interrupted due to an injury, illness or other personal emergency?
Select the benefit plan that's best for you and relax knowing you're covered by Nationwide.
Nationwide's Single-Trip Insurance Essential Plan provides travel insurance coverage for events that happen before and during your trip, such as trip cancellation, trip interruption, travel delay, lost luggage and emergency medical needs.
| Benefits | Limits |
|---|---|
| Trip Cancellation | Maximum of $10,000 (prepaid, non-refundable trip costs) |
| Trip Interruption | Maximum of 125% of insured trip costs; Max: $12,500 |
| Trip Delay | $150 per day ($600 maximum) Note: Travel must be delayed by 6 or more hours. |
| Baggage and Personal Effects | $600 $250 per article limit $500 combined max limit for valuable items Note: Coverage is secondary |
| Baggage Delay | $100 Note: Delay must be 12 or more hours. |
| Accident & Sickness Medical Expense Coverage (Emergency only) |
$75,000 Note: coverage is secondary to all other collectible insurance that has been paid or had its limits exhausted. |
| Emergency Dental Coverage | $500 (included in Medical Expense Coverage) |
| Emergency Medical Evacuation / Repatriation of Remains |
$250,000 |
|
Must be purchased within 10 days of initial trip deposit. |
| Terrorism in Itinerary City Trip Cancellation and Interruption |
Included |
| Accidental Death and Dismemberment - 24 Hour (additional premium required) |
$0 $5,000 (+) $10,000 (+) $25,000 (+) |
| Accidental Death - Flight Only (additional premium required) |
Note: Based upon benefit level chosen under AD&D 24-Hour $0 $100,000 (+) $250,000 (+) $500,000 (+) |
| Rental Car Collision / Loss Optional coverage (additional premium required) |
$0 $25,000 (+) Note: Coverage is per policy. Not available in NY or TX. |
| Travel Assistance | Included at no additional charge |
| Refund Policy | 10-day Review Period. Note: Not available in NY or WA. |
Want to add Cancel for Any Reason (CFAR) coverage? Or to increase your benefit levels for many of the policy coverages - trip cancellation, trip interruption, travel delay, lost/delayed luggage, emergency medical and medical evacuation? Upgrade to the Travel Prime Plan and receive additional benefits and higher policy limits.
| Benefits | Limits |
|---|---|
| Trip Cancellation | Maximum of $30,000 (prepaid, non-refundable trip costs) |
| Cancellation for Any Reason (additional premium required) | 75% of non-refundable trip cost Note: Purchase within 21 days of Initial Trip Payment is required and certain conditions must be met. Coverage is not available in NY and WA. |
| Trip Interruption | 200% of non-refundable tour costs ($60,000 maximum) |
| Trip Delay | $250 per day ($2,000 maximum) Note: Travel must be delayed by 6 or more hours. |
| Missed Connection / Itinerary Change | $500 / $500 |
| Baggage and Personal Effects | $2,000 $250 per article limit $500 combined max limit for valuable items Note: Coverage is secondary |
| Baggage Delay | $600 Note: Delay must be 12 or more hours. |
| Accident & Sickness Medical Expense Coverage (Emergency only) |
$150,000 Note: Coverage is secondary. Expenses must be incurred during trip. |
| Emergency Dental Coverage | $750 (included in Medical Expense Coverage) |
| Emergency Medical Evacuation / Repatriation of Remains |
$1 million |
|
Included at no additional cost if purchased within 21 days of initial trip payment. |
| Terrorism in Itinerary City Trip Cancellation and Interruption | Included |
| Accidental Death and Dismemberment - 24 Hour (additional premium required) |
$50,000 |
| Accidental Death - Flight Only (additional premium required) |
Coverage in case of accident: $0 (+) $100,000 (+) $250,000 (+) $500,000 (+) |
| Rental Car Collision / Loss Optional coverage (additional premium required) |
$0 $35,000 (+) Note: Coverage is per policy. Not available in NY or TX. |
| Travel Assistance | Included at no additional charge |
| Refund Policy | 10-day Review Period. Note: Not available in NY or WA. |
Learn more about Single Trip insurance coverage with these frequently asked questions.
Learn how to pack smart and prepare for your trip with confidence.
